A new, "cloud-based" version of the Google Wallet app is now avilable and supports all credit and debit cards from Visa, MasterCard, American Express, and Discover. Now, "you can use any card when you shop in-store or online with Google Wallet," Google stated. Ading, "With the new version, you can also remotely disable your mobile wallet app from your Google Wallet account on the web," Google said.
For those not aware, "Google Wallet app makes your phone your wallet, and is currently available on phones from Sprint and Virgin Mobile, as well as the new Nexus 7 tablet. Google partnered with more than 25 national retailers, and with MasterCard PayPass, you can pay with your phone at more than 200,000 retail locations across the U.S."
To support all credit and debit cards, Google says "it has changed the technical approach to storing payment cards -- with, that Google Wallet app now stores payment cards on highly secure Google servers, instead of in the secure storage area on a phone."
"A wallet ID (virtual card number) is stored in the secure storage area of the phone, and this is used to facilitate transactions at the point of sale. Google instantly charges your selected credit or debit card," explains Google. This new approach speeds up the integration process for banks so they can add their cards to the Wallet app in just a few weeks.
To save a card to Google Wallet, just enter the number into the mobile app, online wallet, or Google Play when making purchases. When you shop in-store, "you can use Google Wallet in conjunction with your selected credit or debit card for purchases. Shortly after making a payment, you'll see a transaction record on the phone with the merchant name and dollar amount," Google explains.
You can now view a history of all your in-store and online purchases from the online wallet.
Google had always dedicated Google Wallet PIN to prevent others from making payments with Google Wallet. And, encourage Wallet customers to set up the phone's screen lock.
In addition, Google today added a new "remotely disable your mobile wallet" security feature on a lost phone. "Just visit the 'Devices' section in the online wallet and select the phone with the mobile wallet you wish to disable. When you successfully disable your wallet on a device, Google Wallet will not authorize any transactions attempted with that device (for now, Google Prepaid Cards and some Citi MasterCard cards will remain active until Google Wallet can remotely connect and reset your mobile wallet)," Google explained.
If the Google Wallet online service can establish a connection to your device, it will remotely reset your mobile wallet, clearing it of card and transaction data.
If you have a NFC supporte device, you can download the new cloud-based Google Wallet app on Google Play.
Here is the video demonstrating the new cloud Google Wallet App:
Google just revealed that since introducing they've seen a significant increase in signups and app usage as people have loaded all their cards into Google Wallet.
Google says, that Discover Card has implemented the new "Save to Wallet API for Payment Cards."
"Discover securely transmits all required information directly to Google Wallet. You can then select your Discover Card to be the primary method the Google Wallet app will use for in-store purchases, or when shopping online from Google Play or other merchants that accept Google Wallet. You'll continue to earn rewards on every purchase you make. Discover has also provided Google Wallet with card imagery for the Discover More Card, so you can easily identify your virtual Discover card in your mobile wallet," Google said.
To save your Discover Card to Google Wallet, just follow these short steps:
- "Visit discover.com/googlewallet and sign into your Discover account
- Click "Add Your Card"
- Sign into your Google Account," Google explained.
- That's it! You don't even need to look up your credit card number, let alone type it in.