A recent holiday consumer study revealed that consumers may be changing their spending this season:

• Two out of three Americans admit they will consider spending less on family and friends this year than they did last year.
• Nearly half will give one large family gift as opposed to many smaller individual items.
• Nearly three-fourths of Americans will give gifts that provide their family and friends with entertainment while staying home.

Money-saving options are available for families that are demanding more from their personal technology, such as creating greeting cards or family photo albums at home, or tracking and organizing finances using the latest software. Holiday shoppers who are looking for quality at a low price will find that Microsoft Office Home and Student (http://www.office.microsoft.com) offers the latest essential software for $149.95 (estimated retail price). The suite enables families and students to be more productive and connected, while keeping family members’ computers up to date.

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